No matter what type of loan you need, we're with you every step of the way.
Mortgage Unity is an independent mortgage broker in Marlborough, MA, making home loans and refinancing easy for Worcester-area borrowers with digital applications, fast pre-approvals, and expert guidance every step of the way.
Apply today and experience an easy mortgage process designed to fit your needs!
What are your goals? We are committed to helping you reach them.
See how Mortgage Unity has supported clients through their mortgage journey and partnered with agents to deliver seamless closings.
"Having been in the business over 15+ years I have not found a better lender. The team knows their product more than anyone I have encountered. They are very easy to work with and pricing is excellent."
— Justin Jarboe, Real Estate Agent
“Kim was a pleasure to work with during the house search and buying process! She was always able to accommodate our needs often on short notice. Being first time homebuyers, we had several questions throughout the process and she was more than happy to teach us everything along the way! Couldn’t have asked for better support!”
— Nicole Kemmitt
"I've been using them for years for all my clients. I know that if I put a client in their hands they will be well taken care of as I do. Top notch all the way and years of expertise and knowledge. I trust them enough to use them personally as well for any of my transactions. Plus they beat competitors in rates! Don't waste your time elsewhere call them now."
— Wendy Rogers, Real Estate Agent
“Meg McLaughlin made this experience nearly effortless on my part. She was knowledgeable, passionate, provided explanation each step of the way, and always available. I HIGHLY recommend utilizing Mortgage Unity.”
— Alisha Mayer
Connect with your mortgage expert and learn about all your home buying options and programs
We will walk you through each step of the mortgage process and guide you into home ownership
Our application process is simple and streamlined which means applying is easy and fast
Mortgage Unity is an independent mortgage broker based in Marlborough, Massachusetts, helping homebuyers, homeowners, and investors in Worcester and throughout Central Massachusetts compare home loan options from multiple lenders. Because we are a broker rather than a single bank, we can shop your scenario across lenders to find a loan program, rate, and cost structure that fits your goals. Mortgage Unity LLC (NMLS #1843595) is licensed in Massachusetts, Connecticut, Rhode Island, New Hampshire, Maine, Florida, and Arizona.
A mortgage broker gives you access to loan programs from many lenders through one application. That matters if you are a first-time buyer comparing low-down-payment options, a self-employed borrower whose income does not fit a traditional bank's guidelines, or an investor who needs a fast, flexible closing. Our team explains each option in plain language, so you understand your estimated payment, estimated cash to close, and next steps before you commit.
Homeowners refinance to lower their monthly payment, shorten their loan term, move from an adjustable rate to a fixed rate, remove mortgage insurance, or use home equity for renovations or debt consolidation. We help you compare the cost of refinancing against the savings, so you can decide whether it supports your financial plans.
We help borrowers in Worcester, the second-largest city in New England, and the surrounding communities, including Shrewsbury, Westborough, Northborough, Grafton, Auburn, Millbury, Holden, Leicester, Paxton, Boylston, West Boylston, Sutton, Oxford, Spencer, Southborough, Hudson, and Marlborough. We also work with borrowers anywhere in Massachusetts and in every other state where we are licensed.
Real estate agents across Central Massachusetts refer buyers to Mortgage Unity for guidance through the lender pre-approval process, multiple program options for hard-to-fit borrowers, and consistent updates from application to closing. If you want a responsive mortgage broker partner for your buyers, contact our team to set up a time to talk.
Mortgage Unity is an independent mortgage broker. We arrange loans through multiple wholesale lenders rather than lending our own funds, which lets us compare programs and pricing on your behalf.
Yes. We help first-time buyers in Worcester and surrounding towns compare low-down-payment options such as FHA, conventional, VA, and USDA loans, and we walk you through each step from pre-approval to closing.
Self-employed borrowers may qualify through traditional or alternative-documentation loan programs. In addition to traditional loans that use tax returns, we offer Bank Statement, 1099, and other Non-QM programs designed for self-employed borrowers and business owners who use alternative documentation to demonstrate qualifying income.
Start an application online or call us at (508) 974-8186. A loan officer will review your income, assets, and credit, then help you explore suitable loan options through our network of dozens of wholesale lenders. We guide you through the lender pre-approval process and help you understand your estimated payment, cash to close, and next steps. Loan approval is subject to the lender’s underwriting requirements.